Terms of Access


Copyright in the content of this Site, including the screens displaying the pages and their arrangement, is owned by The Bank of Nova Scotia (“Scotiabank”) unless otherwise indicated. All rights reserved. Users of the Site pages (the "Work") shall only be entitled to copy the Work for their own personal use but may not republish nor reproduce any substantial part of the Work in any manner whatsoever, including electronically reproducing this Work by "uploading", "downloading" or accessing the Work on to the Internet or any other local or international computer system, without the prior written permission of Scotiabank, and any such unauthorized use constitutes copyright infringement. An acknowledgement of the source must be included whenever Scotiabank material is copied or published. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to e-Scotia, Business to Consumer Products & Services, 44 King Street West, Toronto, Ontario M5H 1H1. Any infringement of Scotiabank rights will result in appropriate legal action. Scotiabank disclaims any and all liability for any consequences which may result from any unauthorized reproduction or use of this Work whatsoever. Use of any software downloaded from this site is governed by the terms of any license agreement provided with that software.

Information on the Site pages is for information purposes only and does not constitute an offer to buy or sell products or services of Scotiabank and its subsidiaries and affiliates. Not all products and services that Canadian residents may be interested in are available in all regions of Canada. Not all products and services that other country residents may be interested in are available in that country.

Scotiabank's products and services are available in accordance with local law and only if they may be lawfully offered for sale in any particular jurisdiction. All Scotiabank products and services are subject to the terms of applicable agreements.

Access to and Use of Site

Facts and data on this Site including information about government and utility rebate programs are believed to be reliable when posted. Scotiabank cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this Site is not intended to provide legal, accounting, or tax advice, and should not be relied upon in that regard. Scotiabank, its subsidiaries and affiliates, are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this website.

Some websites accessed by hypertext appearing in this Site have been independently developed by parties other than Scotiabank and Scotiabank does not guarantee the accuracy of information contained in such sites. The listing of an organization in this Site should not be construed as an endorsement of its services or products, and Scotiabank will not be responsible for any losses suffered in visiting those sites.

Finance Your Renovations Calculator

Calculation results are for information purposes only and assume all payments are made when due.  Interest rate is assumed to remain constant over the entire term, but actual interest rates may vary over the term.  The applicable interest rate will be determined at the time of application.  Subject to credit approval. Conditions and restrictions apply.

Trademark Legends

Scotiabank's Registered & Unregistered Trademarks

The symbols ® and ™ designate Canadian registered trademark and unregistered trademark status respectively. Registered trademarks of The Bank of Nova Scotia in Canada include: Scotiabank; Scotia; Flying "S" and design; ScotiaLine.

Trademarks of The Bank of Nova Scotia in Canada include: ecoliving; ecoliving design.

Service marks of The Bank of Nova Scotia in the United States include: Scotiabank; Flying “S” design; scotiabank.ca; scotiabank.com.

The Bank of Nova Scotia has additional trademarks and service marks, registered and unregistered, in Canada and other countries, which may appear on this Site.

Licensed and Authorized Use

The display of trademarks herein does not imply that a license of any kind has been granted.

Firefox is a registered trademark of Mozilla Foundation.

Microsoft is a registered trademark of Microsoft Corporation.

Safari is a trademark of Apple Inc., registered in the U.S. and other countries.

* indicates a registered trademark of VISA International Service Association. Used under license by The Bank of Nova Scotia.